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Hekmat Salem

Hekmat Salem

Accountant

الأسئلة المجابة 24544 | نسبة الرضا 97.9%

Banking & Finance

Welcome! How can I help with your legal questio...

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Welcome! How can I help with your legal question? Hi there. Do i have a right to request a payment restructure on my credit card with dubai first. Where are you located? It matters because laws vary by location Sports city Has anything been filed or reported? In dubai Anything else you want the lawyer to know before I connect you? Nothing has been filed as yet. I went to the branch to submit my documents for the new restructured payments and they took all the required details including the cheque made towards the new settlement plan as requested....they have stalled in processing the application and as a result they further rejected stating the due date had lapsed. Now they are sending email notification for the payment amount to be made. This is what i was avoiding by voluntarily going to them to request the restructure because i could foresee i would not be able to make the minimum payment due. They keep sending emails threatening to further use the cheque made out in favor of the bank which is unethical as the cheque is made out towards thhe new settlement plan request

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إجابة الخبير: Hekmat Salem

Hekmat Salem

Hekmat Salem

Accountant

الأسئلة المجابة 24544 | نسبة الرضا 97.7%

Dear Customer,                                                        

Thanks for joining and trusting us, much appreciated!

 

We would like to inform you that You should go to the branch of the bank near your place of residence to try to communicate with those responsible for the bank until you reach a solution of the subject with full explanation of it.

In general, the bank has the right to refuse restructuring of the loan or credit card payments.

I advise you to go to the bank to try to reach a good solution with them so that you can pay because if you cannot pay it may be transferred to the judiciary and the benefits of credit cards is very high and increasing continuously, I firmly advise you to try to finish it as soon as possible.

If you have another question, feel free to ask us and we will answer with pleasure.

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Kind Regards,
Hekmt Salem

إسأل Accountant

Hekmat Salem

Hekmat Salem

Accountant

الأسئلة المجابة 24544 | نسبة الرضا 97.9%

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