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Dear Customer,                     

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We would like to inform you that unfortunately, the issue will be very difficult. If you want to reduce the value of the installment, the repayment period must be longer but the repayment period can't be extended for a period of time. The banks usually provide loans with a repayment period of up to 4 years. Part of the loan amount as a single payment and then try to reduce the monthly installment It is possible to go to the bank to apply for the reduction of the installment value but that you want to reduce it to less than 40% of its current value

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Kind Regards,
Hekmat Salem