hi good morning, i wanted to seek advice us I am...

can you please give us more details, so we can provide the necessary help for you

Unfortunately, due to the current pandemic conditions, borrowers defaulted significantly, due to the failure of the economy and entering the stage of economic stagnation.
And the lenders in general, whether they are banks or financing companies, were also harmed by the default of the default, so they pressure the borrowers to commit to paying the late installments on them and sometimes take legal measures against them.
Accordingly, and within these circumstances, finance companies and banks have become more lenient in the matter of rescheduling and coordinating with borrowers to bypass this stage, and you can communicate with the finance company that loaned you money and apply to schedule late installments on you and this is the only solution