my basic salary is 160 kd but grows salary is 260...

We would like to inform you that the banks in Kuwait grant loans but the salary shall be higher. Anyway, you can go to the bank that you want to get the loan from or the bank that you had your salary from and attach the below papers:

1- Personal identification card such as identity or residence with passport.

2- Statement of bank account.

3 - Salary Statement.

4 - A pledge to continue supplying the salary from the employer to the bank.

Note that the bank may ask for more documents and guarantees.