How do I get a loan using my visa debit card from...

Usually, Debit cards are not overdrawn, meaning that no money is withdrawn from them if there is no balance in them.
Please follow the following link and it contains details about the services provided by one of the banks in the UAE in this regard that can be useful to you
Bank
If you use a credit card, it is possible to overdraft it until you reach the maximum allowed limit on the card.